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A lady is watching a smartphone;  image used for Monthly Investment Plan (MIP) Fund.

Monthly Investment Plan (MIP) Fund

Provide greater flexibility and better access to market updates while providing you the opportunity to use funds flexibly to achieve goals sustainably

Build a long-term and flexible financial plan

Whether you are preparing for a wedding, buying property, saving for your child’s education or a round-the-world-trip after retirement, a MIP fund will help you plan for all of them.

Why invest in MIP fund?

3 key advantages of MIP fund

Advantage 1: Low threshold

Monthly investment as low as NT$5,000

Advantage 2: Regular payments 

A long-term approach will bring you step-by-step closer to your goal

Comparison of different investment ages

Age starting investment
Investment term
Monthly investment
Target amount at the age of 50
25
25
$10,433
$10 million
30
20
$17,036
$10 million
35
15
$29,287
$10 million
40
10 $55,906
$10 million

Comparison of different investment ages

Age starting investment
25
Investment term
25
Monthly investment
$10,433
Target amount at the age of 50
$10 million
Age starting investment
30
Investment term
20
Monthly investment
$17,036
Target amount at the age of 50
$10 million
Age starting investment
35
Investment term
15
Monthly investment
$29,287
Target amount at the age of 50
$10 million
Age starting investment
40
Investment term
10
Monthly investment
$55,906
Target amount at the age of 50
$10 million

* Average annualized return of Asian multi-asset (assuming 50% MSCI Asia Index + 50% JACI Asian Credit Index) over the past decade is 8.57%, on the basis of an annualized return rate of 8.6%. Source: Bloomberg

* Target amount = Monthly investment *12* (1+ annual rate of return)^ investment term

Advantage 3: Diversified risk

A diversified fund helps balance out market volatility

Favorable vs Unfavorable condition

Monthly investment
Net value per unit
Units acquired
$5,000
$10.00
500
$5,000
$10.50
476
$5,000
$11.00
455
$5,000
$11.50
435
$5,000
$12.00
417
$5,000
$12.50
400
Net redemption value/redeemed units
$13.00
2682

Favorable vs Unfavorable condition

Monthly investment
$5,000
Net value per unit
$10.00
Units acquired
500
Monthly investment
$5,000
Net value per unit
$10.50
Units acquired
476
Monthly investment
$5,000
Net value per unit
$11.00
Units acquired
455
Monthly investment
$5,000
Net value per unit
$11.50
Units acquired
435
Monthly investment
$5,000
Net value per unit
$12.00
Units acquired
417
Monthly investment
$5,000
Net value per unit
$12.50
Units acquired
400
Monthly investment
Net redemption value/redeemed units
Net value per unit
$13.00
Units acquired
2682

Total value of fund : ($13*2,682=34,866)

Return on investment:

( $34,866-$ 30,000 ) /$30,000=+16.22%

Net value increment of fund: ($13- $10)/$10=+30%

Favorable vs Unfavorable condition

Monthly investment
Net value per unit
Units acquired
$5,000
$13.00
385
$5,000
$12.50
400
$5,000
$12.00
417
$5,000
$11.50
435
$5,000
$11.00
455
$5,000
$10.50
476
Net redemption value/redeemed units
$10.00
2567

Favorable vs Unfavorable condition

Monthly investment
$5,000
Net value per unit
$13.00
Units acquired
385
Monthly investment
$5,000
Net value per unit
$12.50
Units acquired
400
Monthly investment
$5,000
Net value per unit
$12.00
Units acquired
417
Monthly investment
$5,000
Net value per unit
$11.50
Units acquired
435
Monthly investment
$5,000
Net value per unit
$11.00
Units acquired
455
Monthly investment
$5,000
Net value per unit
$10.50
Units acquired
476
Monthly investment
Net redemption value/redeemed units
Net value per unit
$10.00
Units acquired
2567

Total value of fund : ( $10*2,567=$25,670 )

Return on investment:

($25,670-$30,000)/$30,000=-14.43%

Net value decrement of fund : ($10-$13)/$13=-23%

Enjoy processing fee discount as low as 70% off for fund subscription

Special subscription fee offer via online banking: Monthly Investment Plan for 70% off and Lump Sum for 40% off in campaign period.

For detailed information, please refer to i-Invest

Contact us

If you have not applied for online banking, you can also register online and get the fund subscription discount.

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