Everyday Global Visa Debit Card
The HSBC Everyday Global Visa Debit Card lets you access up to nine currencies without foreign exchange (FX) or administrative fees. Lock in ideal rates and save on your everyday spending, whether at home or abroad.
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One card for cash withdrawals, remittances and purchases in Taiwan
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Multi-currency retail purchase, for online shopping and cash withdrawals from foreign ATMs
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Pay in the local currency with no hidden fees, at home and abroad
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Manage up to 9 foreign currency accounts under one single card
- $0 Annual fee
Making life at home that much easier
One card is all you need for cash withdrawals, remittances and purchases
Manage your money easily as the payment is debited directly from your account
Use your card for purchases from any merchant with the Visa logo, and withdraw cash from any ATM with the Visa/PLUS logo
No annual fee and no hassles of paying a monthly bill
No FX charges for overseas withdrawals
Withdraw cash from any ATM worldwide with the Visa/PLUS logo and pay no FX fees on 9 supported currencies [Note 1] [Note 2]
Lock in favorable exchange rates and flexibly switch between currencies beforehand
Withdraw cash from ATMs around the world directly from your corresponding foreign currency account, without any fee
If the corresponding foreign currency account is insufficient, the transaction will be converted from your NTD account [Note 3]
No additional fees on overseas purchases or online shopping
Make purchases worldwide from any merchants with the Visa logo free of charge [Note 2] when using any of the 9 supported currencies [Note 1]
Lock in favorable exchange rates and flexibly switch between currencies beforehand
Whether in-store or online, purchases made with the debit card will be deducted from your corresponding foreign currency account, with no additional fees
If the corresponding foreign currency account is insufficient, the transaction will be converted from your NTD account [Note 3]
[Note 1]
USD, EUR, GBP, CAD, HKD, JPY, SGD, AUD, NZD
[Note 2]
Overseas cash withdrawal / purchase will be charged for “internet service fee” / “overseas transaction fee”. Only when using HSBC Everyday Global Visa Debit Card to withdraw / purchase with the supported currencies and the corresponding foreign currency account is sufficient, the above fee won’t be charged.
When using HSBC Everyday Global Visa Debit Card for overseas withdrawal from HSBC ATM: Free of operation fee for most of the cases, only HSBC ATMs in some countries/territories such as Argentina, Brazil, Malta, US^, Mexico, New Zealand and Turkey may charge an operation fee.
^Starting from August 01, 2024 (inclusive), if you use our bank’s debit card for oversea withdrawals at HSBC US ATMs, you may be charged the operation fee according to HSBC US local policy.
HSBC Premier Account: For overseas cash withdrawal from Non-HSBC ATM, the first 50 times in one month are free of operation fee. HSBC will charge operation fee of NTD70 or the equivalent in other foreign currencies for each transaction since the 51st time.
HSBC Advance Account: For overseas cash withdrawal from Non-HSBC ATM, HSBC charges NTD70 or the equivalent in other foreign currencies per transaction. Customers maintaining minimum balance requirements in the month can be refunded the operation fee of NTD 70 to the NTD demand deposit account in next month.
Other bank or company providing the Non-HSBC ATM may charge other fees as applicable.
[Note 3]
In the following situations, the transaction rate and overseas transaction fee and other charged fee shall follow the General Agreement.
- When the transaction currency falls in one of the supported currencies but the corresponding foreign currency account is insufficient
- When the transaction currency does not belong to one of the supported currencies
All-in-one asset allocation global account
Gives you the option of having a diversified foreign currency portfolio under one account, so you can leverage HSBC investments around the world.
No currency conversion fees or overseas administrative charges for 9 supported foreign currencies
Track the rate and instantly switch between currencies online
Get market insights and professional services from HSBC experts
Access our global views in just 60 seconds
HSBC is always ready to travel the world with you. The HSBC Everyday Global Debit Card gives you favourable exchange rates so you can have flexible spending and cash withdrawals as you take in the local culture and enjoy the scenery around the world. Find out how the HSBC Everyday Global Debit Card travels the world with you (Chinese version only).
Charges and rates
Item |
Charge |
---|---|
Application Fee |
Free |
Annual Fee |
Free |
Item |
Application Fee |
---|---|
Charge |
Free |
Item |
Annual Fee |
Charge |
Free |
Item |
Charge |
---|---|
HSBC ATM Withdrawal / Transfer |
Free |
Non-HSBC ATM Withdrawal / Transfer |
HSBC Premier:
Each month 50x Free. Charge from 51x
Each month 30x Free. Charge from 31x
|
POS Transaction |
Free |
Item |
HSBC ATM Withdrawal / Transfer |
---|---|
Charge |
Free |
Item |
Non-HSBC ATM Withdrawal / Transfer |
Charge |
HSBC Premier:
Each month 50x Free. Charge from 51x
Each month 30x Free. Charge from 31x
|
Item |
POS Transaction |
Charge |
Free |
Type |
Overseas Transaction Fee | Internet service fee: supported foreign currency with sufficient fund | Internet service fee: supported foreign currency with insufficient fund | Internet service fee: non-supported foreign currency |
---|---|---|---|---|
HSBC ATM |
Free for most of the cases, only HSBC ATMs in some countries/territories such as Argentina, Brazil, Malta, US^, Mexico, New Zealand and Turkey may charge an operation fee.
^Starting from August 01, 2024 (inclusive), if you use our bank’s debit card for oversea withdrawals at HSBC US ATMs, you may be charged the operation fee according to HSBC US local policy. |
Free, Debit from the corresponding foreign currency account |
mark up*, Transfer from NTD(HSBC rate) |
mark up*, Transfer from NTD(HSBC rate) |
Non-HSBC ATM |
HSBC Premier :
NTD 70 or the equivalent in other foreign currencies per transaction. Customers maintaining minimum balance requirements in the month can be refunded the operation fee of NTD 70 to NTD demand deposit account in next month |
Free**, Debit from the corresponding foreign currency account |
mark up*, Transfer from NTD(HSBC rate) |
mark up*, Transfer from NTD(Visa rate) |
Type |
HSBC ATM |
---|---|
Overseas Transaction Fee |
Free for most of the cases, only HSBC ATMs in some countries/territories such as Argentina, Brazil, Malta, US^, Mexico, New Zealand and Turkey may charge an operation fee.
^Starting from August 01, 2024 (inclusive), if you use our bank’s debit card for oversea withdrawals at HSBC US ATMs, you may be charged the operation fee according to HSBC US local policy. |
Internet service fee: supported foreign currency with sufficient fund |
Free, Debit from the corresponding foreign currency account |
Internet service fee: supported foreign currency with insufficient fund |
mark up*, Transfer from NTD(HSBC rate) |
Internet service fee: non-supported foreign currency |
mark up*, Transfer from NTD(HSBC rate) |
Type |
Non-HSBC ATM |
Overseas Transaction Fee |
HSBC Premier :
NTD 70 or the equivalent in other foreign currencies per transaction. Customers maintaining minimum balance requirements in the month can be refunded the operation fee of NTD 70 to NTD demand deposit account in next month |
Internet service fee: supported foreign currency with sufficient fund |
Free**, Debit from the corresponding foreign currency account |
Internet service fee: supported foreign currency with insufficient fund |
mark up*, Transfer from NTD(HSBC rate) |
Internet service fee: non-supported foreign currency |
mark up*, Transfer from NTD(Visa rate) |
*1.5% internet service fee
**Other bank or company providing the Non-HSBC ATM may charge other fees as applicable.
Type |
Supported Foreign Currency Sufficient |
Supported Foreign Currency Insufficient |
Non-supported Foreign Currency |
---|---|---|---|
Visa Purchase |
Free, Debit from the corresponding foreign currency account |
mark up***, Transfer from NTD (Visa rate) |
mark up***, Transfer from NTD (Visa rate) |
Type |
Visa Purchase |
---|---|
Supported Foreign Currency Sufficient |
Free, Debit from the corresponding foreign currency account |
Supported Foreign Currency Insufficient |
mark up***, Transfer from NTD (Visa rate) |
Non-supported Foreign Currency |
mark up***, Transfer from NTD (Visa rate) |
***1.5% overseas transaction fee
Apply for an Everyday Global Visa Debit Card
Download form and send to HSBC once you have completed. For the application form, send along with photocopies of your identification, or visit the branch.
Apply Now
Apply in branch
Apply by phone
Call us on (02)6616-6000 (local)
or +886 2 6616 6000 (Overseas)
Disclaimer:
For a Premier Account, a minimum, monthly average balance of TWD 3 million is required. If the Bank's requirement for minimum average balance is not maintained, the Bank shall have the right to collect the account administration charge of TWD 1,000 per month, prescribed by the Bank.
For an Advance Account, a minimum, monthly average balance of TWD 500 thousand is required. If the Bank's requirement for minimum average balance is not maintained, the Bank shall have the right to cancel all related benefits at any time.
This web page only indicates selected privileges and services offered, and shall only be used as a general guide for reference. Please refer to the "Customer Guide" for detailed information. Benefits and features may be subject to local country and territory regulatory restrictions.
Disclaimer and Important information
Read FAQs for Everyday Global Visa debit card.